How much are you looking to borrow?

  • All type of credit history welcome
  • Search huge panels of lenders
  • Instant Decision

Why choose us?

top reasons to choose us


  • Borrow between £1,000 - £25,000
  • 100% Online Application
  • Instant Decision
  • 24/7 Service (Even on Bank Holidays)
  • One-off fee of £25
  • Bad Credit, CCJ's, Default's? No problem!
  • Unsecured and Secured options

Now that is magic

about us


Welcome to Merlin Loans, we provide loans from £1,000 to £25,000. Our focus is providing affordable finance quickly for all applicants.

So even if you suffer from poor credit such as CCJ's, defaults or debt problems Merlin Loans can help you.

How to apply

3 magical steps


  1. Quick Online Application
  2. Instant Decision
  3. Loan paid into your Bank Account!